RV insurance Florida residents want will be able to protect their motorhome, travel trailer, and camper. When it comes to RVs that are used for personal/recreational use, it can be insured for up to 250 days each year. This is plenty of time to travel and enjoy everything the Sunshine State has to offer. In fact, FL offers hundreds of RV parks and campgrounds. If you love your RV, Florida is perfect for you.
However, by driving your RV out on the open road, you are at risk. It’s important that you purchase proper RV insurance in Florida. Consider these factors below before you shop for a policy.
On average, RV owners put around 4,000 miles on their RVs each year.
RV owners have increased by 60% since 1980.
On average, Rv owners are out on the road for an average of 30 days per year on the road.
So why do I need RV insurance in Florida?
Purchasing an RV can be quite expensive. In fact, new RV can cost up to $55,000 depending on which type you want to purchase. A lot of people agree that longer motorhomes are difficult to back up and turn in tight spaces. This can give many drivers a higher risk of accidents. Especially if they are a first timer. A single accident can cause thousands of dollars in repairs. This is where proper Florida RV insurance comes into play, according to https://floridainsurancequotes.net/rv-insurance-quote/.
If you want to protect your investment, you will need coverage. Not only that, it is a requirement that you insure your RV before taking it out on the road.
What are FL RV requirements?
If you decide to drive your RV instead of towing it behind your vehicle, Florida law requires you to purchase insurance on it. It is just as important to understand RV requirements here in FL. Below are minimum liability insurance requirements:
$10 thousand bodily injury liability
$20 thousand bodily injury liability per accident for all persons
$10 thousand property damage liability
Florida actually has some of the lowest minimum liability standards than any other state. You may need to purchase additional coverage in order to ensure you are fully protected. Especially when you stop and realize how costly RV accidents are.
You will have several options to choose from when it comes time to purchase your RV insurance in Florida at https://floridainsurancequotes.net/rv-insurance-quote/. Listed below is what will be covered by a policy:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Campsite coverage
- Full tier coverage